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Home Depot Breach

State Savings Bank is aware of the recent payment center data breach at Home Depot beginning in April 2014.  We continue to receive information in regards to this breach and will contact any customers whose cards may have been exposed.  As a best practice, remember to monitor your online account and monthly statement for unusual activity. If you identify any unusual activity, contact your branch immediately.  For more information regarding this breach and what Home Depot is doing, please visit the Home Depot website. 

Central State Bank and State Savings Bank to Merge

 

After lengthy and careful consideration, the boards of directors of Central State Bank and State Savings Bank have voted to combine our two banks into a single institution.  Subject to regulatory approval, the combined bank will operate as State Savings Bank, with offices in Beulah, Frankfort, Benzonia and Empire.

Click Here to read more information.

Click Here to read the press release.

FRANKFORT

703 Main Street
P.O. Box 1169
Frankfort, Michigan 49635
(231) 352-9691

EMPIRE

11470 S. Leelanau Hwy
P.O. Box 476
Empire, Michigan 49630
(231) 326-4003

MORTGAGE CENTER

527 Main Street
Frankfort, Michigan 49635
(231) 352-5347

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html