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Central State Bank and State Savings Bank to Merge


After lengthy and careful consideration, the boards of directors of Central State Bank and State Savings Bank have voted to combine our two banks into a single institution. Subject to regulatory approval, the combined bank will operate as State Savings Bank, with offices in Beulah, Frankfort, Benzonia and Empire.

CLICK HERE to read more information.

CLICK HERE to read the press release.

Norm Campbell Named President & CEO

We are pleased to announce the appointment of Norm Campbell as President and chief executive officer (CEO) of State Savings Bank. Campbell brings 40 years of banking experience to his new position.

State Savings Bank and Central State Bank are subsidiaries of CS Bancorp. Recently, the two banks announced plans to merge, pending regulatory approval.

CLICK HERE to read more.

EMPIRE

11470 S. Leelanau Hwy
(231) 326-4003

FRANKFORT

703 Main Street
(231) 352-9691

Mortgage Center
527 Main Street
(231) 352-5347

GAYLORD

Loan Center
126 E. Main St.
(989) 448-8750

TRAVERSE CITY

Loan Center
416 E. Front Street
(231) 943-2543

Investment Services
216 Cass Street
(231) 943-2544

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html