Welcome
Since 1901, State Savings Bank has provided banking services to the people and businesses of Benzie County and northwestern Michigan.
As a community bank, we know the local economy; its needs, its potentials and where your business or idea fits in.
In short, we listen and we care...about you and your financial needs.

Mortgage Center
State Savings Bank has been financing homes in northwestern lower Michigan for over a century. To us, "up north" is more than a good place to buy real estate--it's home.
And to better serve you, our Mortgage Center is now open in downtown Frankfort! Stop by and see Dee Krug and Brian Duddles, your local mortgage experts.
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An Important Message about Safety and Soundness
We understand that media coverage of recent bank failures and troubled markets may have prompted questions about the soundness of local financial institutions. I want you to know that your deposits are safe at State Savings Bank.
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Equal Opportunity Lender.