Welcome

Since 1901, State Savings Bank has provided banking services to the people and businesses of Benzie County and northwestern Michigan.

As a community bank, we know the local economy; its needs, its potentials and where your business or idea fits in.

In short, we listen and we care...about you and your financial needs.

Protect Yourself Against Online Fraud

With cyber attacks on the rise, helping you to safeguard your assets and data continues to be our top priority. Download Trusteer Rapport and protect your Online Banking account against fraud. It's fast, easy and FREE.

» Click here to learn more.

New Mortgage Refinance Program Now Available!

No equity required to qualify
Low credit scores OK
Flexible appraisal requirements
Unlimited loan-to-value allowed

Interested? Call Brian or Dee in our Mortgage Center at 352-5347.

Text Message Banking

Text Message Banking lets you easily check your balance from your mobile phone in an instant, without taking the time to log in to your computer.

You'll have the freedom to check your account from virtually anywhere at any time.

» CLICK HERE to get started!

» Frankfort-Elberta Chamber of Commerce
» Benzie County Chamber of Commerce
» Northwestern Michigan College
» Benzie County Information
» City of Frankfort
» Empire Chamber of Commerce
» Glen Lake Chamber of Commerce

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» Savings Bonds

Equal Opportunity Lender.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and State Savings Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.