Welcome

Since 1901, State Savings Bank has provided banking services to the people and businesses of Benzie County and northwestern Michigan.

As a community bank, we know the local economy; its needs, its potentials and where your business or idea fits in.

In short, we listen and we care...about you and your financial needs.

NEW! Text Message Banking

Text Message Banking lets you easily check your balance from your mobile phone in an instant, without taking the time to log in to your computer.

You'll have the freedom to check your account from virtually anywhere at any time.

» CLICK HERE to get started!

Mortgage Center

State Savings Bank has been financing homes in northwestern lower Michigan for over a century. To us, "up north" is more than a good place to buy real estate--it's home.

And to better serve you, our Mortgage Center is now open in downtown Frankfort! Stop by and see Dee Krug and Brian Duddles, your local mortgage experts.

» Find out more...

» Frankfort-Elberta Chamber of Commerce
» Benzie County Chamber of Commerce
» Northwestern Michigan College
» Benzie County Information
» City of Frankfort
» Empire Chamber of Commerce
» Glen Lake Chamber of Commerce

» Area Weather
» Stock Quotes
» Calculators
» Savings Bonds

Equal Opportunity Lender.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and State Savings Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.