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Mobile Banking is here!


Manage your money on-the-go with free mobile banking. Log in from your phone or tablet to get started!

» CLICK HERE to learn more.

Heartbleed Data Breach

We are keeping a close eye on the “Heartbleed” bug you may have heard about. The vendor we use for Online Banking has completed a preliminary assessment and has not discovered any vulnerability. However, there are a number of ancillary services within your online banking experience that have not yet completed their assessment. We will be sure to keep you updated.

Secure Online Mortgage Application

  • Immediate Pre Approval
  • Same Day Electronic Disclosures Available with Online Pre Approval
  • Mortgage Officer Available for Q&A
  • Daily Updates with Online Rate Watch

Click APPLY HERE on the link located to the right to learn more.

FRANKFORT

703 Main Street
P.O. Box 1169
Frankfort, Michigan 49635
(231) 352-9691

EMPIRE

11470 S. Leelanau Hwy
P.O. Box 476
Empire, Michigan 49630
(231) 326-4003

MORTGAGE CENTER

527 Main Street
Frankfort, Michigan 49635
(231) 352-5347

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html