Welcome
Since 1901, State Savings Bank has provided banking services to the people and businesses of Benzie County and northwestern Michigan.
As a community bank, we know the local economy; its needs, its potentials and where your business or idea fits in.
In short, we listen and we care...about you and your financial needs.

Mortgage Center
State Savings Bank has been financing homes in northwestern lower Michigan for over a century. To us, "up north" is more than a good place to buy real estate--it's home.
And to better serve you, our Mortgage Center is now open in downtown Frankfort! Stop by and see Dee Krug and Brian Duddles, your local mortgage experts.
» Find out more...
Investment Services
We are proud to offer access to investment services through State Investments, including:
- Annuities
- Asset Management
- Stocks & Bonds
- Insurance
- IRAs
- Mutual Funds




Equal Opportunity Lender.